Direct Private Money Financing for Investment Properties
Offering quick and reliable funding solutions for residential real estate projects, whether you're building from the ground up, renovating properties for resale, or holding long-term rental investments.
Investment Property Loan Products
Our loan products are built to meet the needs of investors across different business strategies and throughout the life cycle of an investment property.
Rental Loans
Purchase or refinance a single rental property. No W2s, paystubs, or tax returns. Funding up to 80% LTV with 30-year terms.
Multifamily Loans
Purchase, refinance, or rehab multifamily properties. 5+ units, mixed-use eligible. 12-24 month fixed, interest-only loans.
Fix & Flip Loans
Get financing for fix & flip and fix & hold properties. Up to 100% renovation financing. No prior experience required.
Bridge Loans
Quick funding until permanent financing is secured. As-is appraisal, no ARV. 12-18 month terms, loans $50K-$3MM.
Portfolio Loans
Unlock equity and grow your business with portfolio loans. Underwritten on property cash flow, no personal income verification.
New Construction
Ground-up construction financing for builders and investors. Build up to 5 properties at once. 12-18 month terms.
Fix & Flip Financing Made Simple
Get the financing you need for your fix & flip and fix & hold properties with competitive rates and flexible terms designed for real estate investors.
Loan Features
- No prior experience required
- Line of Credit for multiple properties
- Up to 100% renovation financing
- $10MM exposure, $50K-$3MM loans
Additional Details
- Rehab financing covering 50%+ of costs
- Optional interest reserves
- Soft costs included
- Foreign Nationals eligible
Rental & Multifamily Loans
Whether you're purchasing a single rental property or scaling a multifamily portfolio, our loan products are designed for investors at every stage.
Single Rental Loans
- No W2s, paystubs, or tax returns
- No-fee valuation & rent schedule
- Funding up to 80% LTV
- Up to 75% LTV for cash-out
- Property loans from $75K to $2MM
- Eligible: SFR, condos, 2-4 units
- Foreign Nationals allowed
- 30-year property loan terms
- Minimum 640 FICO
Multifamily Loans
- Purchase, refinance, cash-out, or rehab
- 12-24 month, fixed, interest-only loans
- Min. $35K/door, unlimited units
- 5+ units, multifamily, mixed-use
- Class A, B, C (Class D case-by-case)
- Agency takeout underwriting
New Construction & Bridge Loans
Ground-up construction financing for builders and investors, plus quick bridge funding until permanent financing is secured.
New Construction
- For infill, tear-down, and spec homes
- Line of Credit for multiple properties
- No tract homes or subdivisions
- Mid-construction financing
- Loans for single/multi-family properties
- 12-18 month terms
- Build up to 5 properties at once
- Foreign Nationals eligible
Bridge Loans
- As-is appraisal, no ARV
- No-fee valuation (eligible properties)
- Self-funded rehab (up to 25%)
- Foreign Nationals eligible
- Up to 80% LTV / purchases, 75% / refis
- Optional interest reserves
- No experience required
- 12-18 month terms, loans $50K-$3MM
Eligible Property Types
We provide financing for a wide range of residential investment properties across the country.
We Serve Investors & Brokers
National Private Lending offers direct private money financing for residential and commercial investment properties nationwide.
For Real Estate Investors
Access funds easily and quickly with our streamlined process. Whether you're flipping, renting, or building, we have a loan for you.
Get Started →For Brokers
Partner with us to secure loans for your clients smoothly and safely. Competitive programs and dedicated support for broker partners.
Get Started →We Make Lending Simple
We provide credit limits up to $10MM, loans from $50K to $3MM, including Fix & Flip financing, 12-18 month bridge loans, and asset-based loans for rental properties.
- Flexible loans tailored for flips, rentals, and more
- Fast funding with quick approvals
- No income verification required
- Industry experts to help grow your portfolio
- Nationwide lending coverage
- Credit limits up to $10MM
How It Works
Apply Online
Tell us about your investment project and the financing you need.
Get Approved
Quick approvals with no income verification. We review your property and investment strategy.
Get Funded
Receive fast funding and start your investment project with confidence.
Your Go-To Lending Partner
Whether you're investing in fix & flips, rental properties, or new construction, National Private Lending has tailored loan programs to fit your needs.
Questions, Answered
Contact Us Today
Ready to get started? Fill out the form below and a lending specialist will follow up with you.
National Private Lending is a direct private money lender. Final terms and approvals are determined by the lender and nothing on this site is a guarantee of any specific outcome.